Last updated: September 27, 2026
MFT Bot, on two pages
What it is
- MFT Bot is software sold under license or by subscription by MFT Andorra LLC (Wyoming, USA).
- It is not a fund, a portfolio management mandate or investment advice: the client chooses their allocation and remains in control of their account.
- The bot places orders in the client's account, following rules written and tested in advance.
Where the money is
- In an account in the client's name at Alpaca, a US broker that is a member of FINRA and SIPC.
- SIPC protects a client's assets up to $500,000 (including $250,000 in cash) if the broker fails; it does not protect against market declines.
- The bot receives keys that only allow it to place orders: no withdrawal or transfer is possible with them, and the client can revoke them at any time.
- MFT Andorra LLC never receives, holds or moves the client's money.
What the bot does
- Two engines in the major US markets. The Guardian seeks steady gains with limited declines and keeps a reserve in Treasury bills. The Growth Engine follows the S&P 500 with leverage that adjusts (up to 2.5 times the capital) and exits the market when the trend reverses.
- A dial from 0 to 100% sets each engine's share. The client changes it whenever they like; every change is recorded in a time-stamped log.
- No martingales, no grids: they are banned in the code.
The numbers (simulation, fees included)
| Allocation | Gain per year | Worst drawdown |
|---|---|---|
| Guardian only | +6.1% | −17% |
| 50/50 | +11.5% | −27% |
| Growth Engine only | +15.8% | −40% |
| S&P 500 (benchmark) | +10.8% | −55% |
Simulations on real prices from 2007 to 2026, fees and the cost of leverage included: nobody actually earned these gains. The Guardian is simulated with stocks chosen in 2026, which makes its past look better (2 to 3 points less per year without them). Paper trading accounts with fictitious money running in real time since July 2026; real money planned from December 1, 2026, if it is validated on November 30.
The main risks
- Possible loss of capital, including a significant loss. The worst drawdowns of the past are not floors.
- Leverage: the Growth Engine uses a leveraged fund, which amplifies declines as well as gains.
- Currency: the account is in US dollars.
- Dependence on the broker, the internet and servers: an outage can delay a run.
- Recommended horizon: at least five years, ideally ten.
The costs
- Under €100,000 of capital: monthly plan from €29 to €249 per month, depending on the deposited capital.
- From €100,000: license from €3,990 to €8,990, payable in 10 installments at no extra cost, plus annual maintenance from €790 to €1,690.
- No commission on gains. Broker fees come on top; they are low at Alpaca.
To find out more
Terms of sale and license, risk disclosure and full method on mft-andorra.com. Contact, always in writing: [email protected].
MFT Andorra LLC · A limited liability company organized under the laws of Wyoming (USA) · EIN 35-2926144 · 111 NE 1st St, 8th Floor, Suite 89198, Miami, FL 33132, USA · [email protected]