It invests your money in the world's largest markets
The 500 largest US companies, gold, government bonds. Markets where you can buy and sell at any time.
Investing bot · available December 2026
Two engines. One discipline. Zero emotion.
MFT Bot invests for you in the major US markets. It speeds up when the market is calm and takes shelter when it shakes. You set the risk with a single dial, and you are kept informed of everything, every day, without having to think about it.
- Project launched in February 2026
- Live since July 1, 2026
- 49 ideas tested, 31 rejected
- No martingales, ever
Simulations on real past prices, fees included. These are not guaranteed gains.
+15.4%
per year for the Growth Engine over 33 years (1993-2026). The market: +10.8%.
×7.8
in 18 years for the 50/50 Duo: $100,000 at the end of 2007 is worth $776,000 in 2026.
−4%
for the Duo in 2008, the year the market lost 37%.
49
improvement ideas judged since the project launched in February 2026. 10 accepted, 31 rejected.
Simulation Simulations on real past prices, fees included. These are not guaranteed gains.
In one minute
What MFT Bot does, in plain words
It follows rules written in advance
Every evening, it calculates. Every morning, it acts. No one decides on gut feeling, not you and not us.
Your money stays in your name
It sits in your account, at a regulated broker. MFT Andorra LLC can neither withdraw it nor move it.
You see everything, all the time
Your client area shows every trade the same day, your gains, your declines and the status of the bot.
Two engines
One protects. The other grows.
Two independent engines, run by the same discipline. You combine them however you like.
Engine No. 1
The Guardian
It gains steadily and falls little. The share of your capital that sleeps soundly.
- +6.1%
- per year over 18 years
- −17%
- worst drawdown (the market: −55%)
- −9%
- in 2008 (the market: −37%)
- Buys short-lived dips in about thirty major US markets, and sells a few days later.
- Keeps about 40% of its capital in US Treasury bills, which pay interest.
- Circuit breaker: a full stop if the loss exceeds a limit set in advance.
Engine No. 2
The Growth Engine
It tracks the S&P 500, speeds up when the market is calm, and takes shelter when it shakes.
- +15.4%
- per year over 33 years
- ×111
- the capital in 33 years
- +1%
- in 2008 (the market: −37%)
- Invests between 0 and 2.5 times your capital in the index: the calmer the market, the more it is invested.
- When the index falls below its long-term trend, it sells everything and waits, earning interest in US Treasury bills.
- Its worst drawdown over the S&P 500's history since 1993: −40% (2022-2023). A future decline can be deeper.
The dial
You choose the allocation. The bot does the rest.
Move the dial. All the way left, all the capital goes to the Guardian. All the way right, all of it goes to the Growth Engine. Each 10% step adds about 1.0 points of gain per year, and about 2.3 points to the worst drawdown.
50/50 Duo · our reference allocation
50% Growth · 50% Guardian
All GuardianAll Growth
Average gain per year
+11.5%
Market (S&P 500) +10.8%
Worst known drawdown
−27.1%
Market (S&P 500) −54.7%
Best year
2013 +50%
Market 2013 +32%
Worst year
2022 −20%
5 down years out of 18
$100,000 at the end of 2007 becomes
$776,000
Market $700,000
After 10 years, typical case
$307,000
from $247,000 to $407,000 depending on the period
$100,000 invested on October 18, 2007, through September 9, 2026
Year by year with this allocation
The “worst drawdown” is the largest drop from a peak to the low that follows. It is the hardest moment to live through. Choose an allocation whose worst drawdown would not make you sell.
Simulation on real prices from 2007-2026, including fees, the cost of leverage and trading frictions, with interest earned on cash and a reset to the chosen allocation once a year. The past does not tell us what the future will do, and a future decline can exceed the worst known drawdown. This simulator does not recommend any allocation: the choice is yours.
The years that matter
The market's worst years. And its best.
An average hides everything. Here is what each engine would have done during the crises and sharp corrections of the last eighteen years, and then in its best years. Simulation on real prices, fees included, with today's rules.
The hard years
| Year | Market (S&P 500) | The Guardian | 50/50 Duo | The Growth Engine |
|---|---|---|---|---|
| 2008financial crisis | −37% | −9% | −4% | +1% |
| 2011euro crisis | +2% | −2% | −5% | −9% |
| 2015China and oil | +1% | +6% | −6% | −18% |
| 2018rising rates | −5% | −11% | −7% | −4% |
| 2020Covid crash | +18% | +14% | +15% | +14% |
| 2022inflation | −18% | −7% | −20% | −32% |
The best years
The Guardian
- 2021+23%
- 2013+23%
- 2020+14%
50/50 Duo
- 2013+50%
- 2021+41%
- 2017+31%
The Growth Engine
- 2013+81%
- 2021+59%
- 2017+59%
Why did the Guardian lose more than the Growth Engine in 2008?
It is not an anomaly; it is their character. The Growth Engine follows the long-term trend: as early as January 2008, the index fell below its 200-day average and it sold everything. It rode out the crash in Treasury bills and only came back in 2009: +1% for the year. The Guardian, on the other hand, buys short-lived dips and sells a few days later. In 2008, the dips kept on coming: its small purchases lost a little, often. Its Treasury bill reserve and its capped positions limited the loss to −9%, while the market lost 37%.
And in 2022, it was the other way around
A slow decline, without panic. The Growth Engine stayed invested for longer and ended the year at −32% (market −18%); the Guardian, at −7%. That is why the dial exists: the 50/50 Duo ended at −20%.
Calendar years. Simulation on real prices, fees and the cost of leverage included, with interest earned on cash. The past does not tell us what the future will do.
The safeguards
What cannot happen.
A bot is only as good as its limits. Ours were written into the code before the first trade, and you can see them live in your client area.
No martingales, ever
No doubling the stake after a loss, no grids: they are banned in the code, because those bots end up wiping out accounts.
The Guardian's circuit breaker
If its decline from its record high reaches a limit set in advance, it sells everything and stops. In 18 years of simulation, that limit was never reached.
The Growth Engine's exit
When the index falls clearly below its long-term trend, it sells everything and waits in Treasury bills. That is what protected it in 2000-2002 and in 2008.
Capped positions
Never more than 15% of the capital on a single Guardian trade, and at least $500 per order to avoid tiny, pointless trades.
No borrowing
The Growth Engine's leverage comes from a listed fund, not a loan: no margin calls, no debt.
Your money stays put
“Trading only” keys: neither MFT nor the bot can withdraw or transfer a single cent.
Checked on every run
The bot compares its positions with the broker's. At the slightest mismatch, it switches to observation and alerts us.
Monitored around the clock
Every bot is monitored day and night. An anomaly? You are notified by email or Telegram.
A pause button
You can pause the bot whenever you like, from your phone. Your positions stay in place.
How it works
Every day, the same routine. No exceptions.
-
In the evening, it calculates
Using closing prices, it measures how calm the market is, the long-term trend and short-lived dips.
-
In the morning, it acts
When New York opens, it places the orders in your account. No more and no less than the rule.
-
You see everything
Every trade appears in your client area the same day. An email or Telegram alert, a summary every Saturday, a report every month.
What you get
A serious bot. A quiet life.
MFT Bot does the work nobody wants to do themselves: watching, calculating, executing, without ever giving in to fear or euphoria.
You stay in control
Your money stays in an account in your name. The bot places orders; it cannot withdraw or move a single cent.
Your risk, in one move
A dial from 0 to 100%. The screen shows you the worst drawdown before you confirm; the bot applies it on its next run.
Rules, not moods
Every decision follows a rule written down and tested on 33 years of market history. No one decides on gut feeling, not you and not us.
Informed without a second thought
An email or Telegram alert for every event, a summary every Saturday, a report every month.
A fixed price
A license, or a subscription from €10,000. Never a commission on your gains.
Everything is visible
Every trade, every position, every idea tested, even the ones that failed.
Not just another bot
What others promise. What we show.
| Typical bots | MFT Bot | |
|---|---|---|
| The promise | “5% a month, no risk” | +15.4% per year over 33 years, with its worst case written in black and white |
| The mechanics | Double the stake after every loss | Banned in the code: capped positions, permanent reserve |
| The track record | A few months from a hand-picked account | 33 years of simulation, fees included, and live accounts since 2026 |
| The crash | Margin call, account wiped out | 2008: Guardian −9%, Growth Engine +1% |
| Transparency | Black box, PDF statements | Every trade visible the same day in your client area |
| Your money | Held by the bot's operator | In your account, in your name. We never touch it |
“Typical bots”: the grid or martingale systems sold to the general public. In 2026, we watched one of them lose 72% in one month, live.
Proof in the real world
Eight months of work before offering you anything.
The project began in February 2026. A simulation is not enough: the engines run live on demo accounts, and MFT Andorra LLC is putting its own money into them before the offer opens.
236
days since the project launched
86
days live for the Guardian
49
ideas tested in the research log
-
February 2026
The project begins
One goal: a bot that does not collapse with the market, and rules that can be explained. Design, data, first trials.
-
March to June 2026
The build
The bot, its data, its logs and its first backtests on market history, fees included.
-
July 1, 2026
The Guardian goes live
Demo account at the broker, every order logged. The research log opens: every verdict is written down.
-
July to September 2026
49 ideas judged
Every improvement idea is written down before the test, judged on years it has never seen, then accepted or rejected: 31 rejections, including every martingale. The Growth Engine is validated on 33 years of the S&P 500.
-
September 9, 2026
The mirror account
Every order replayed at a second broker to measure real execution: 13-second delay, price as expected.
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September 14, 2026
The Growth Engine goes live
Second demo account, same rule as the simulation.
-
September 24, 2026
Lower fees, same strategy
Leverage now comes from a ×3 fund rather than a ×2 fund: same exposure, +0.4 points per year measured over 2010-2026.
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September 25, 2026
Our own client area, live
Our two accounts appear every day in a client area identical to yours: we are our own “client zero”.
-
November 2026
Our money
First installments of MFT Andorra LLC's real capital in both engines.
-
December 2026
The offer opens
First licenses and first subscriptions.
Your client area
See everything. Get notified. Stay in control. From your phone.
A dashboard of your own, as clear as a banking app, that comes to you as soon as something happens.
Your numbers, live
Capital, gain, comparison with the market, current drawdown: day by day, and even hour by hour.
Your dial
Change your allocation whenever you like. The screen first shows you the new worst drawdown, you confirm, and the bot applies it on its next run.
Every trade
Positions, orders, alerts: everything is dated and explained.
Email and Telegram alerts
A trade, a change of regime, a crisis alert: you are notified without opening the app.
Saturday summary, monthly report
Every week and every month, the essentials in a few lines, in your language, ready to print.
The research log
Every idea tested, its verdict and its numbers, updated as soon as a verdict comes in.
The offer
A license paid once. Or a subscription, from €10,000.
MFT Bot is sold as software, not as an investment. Above €50,000, a license and annual maintenance; below it, a monthly subscription. Never a commission on your gains.
The Guardian
To put a reserve to work while keeping falls small.
€3,990license, one-time
+ €790 maintenance per year
- The engine that falls little
- About thirty major US markets
- Reserve earning interest in US Treasury bills
- Automatic circuit breaker
Opening December 2026
Most complete
Two-Engine Pack
Both engines and the dial from 0 to 100%, adjustable whenever you like.
€8,990license, one-time
+ €1,690 maintenance per year
- The Guardian and the Growth Engine
- The risk dial, in 10% steps
- Automatic reset to your allocation
- Free setup
You save €1,990 on the licenses
Write to usOpening December 2026
The Growth Engine
To grow capital over ten years or more.
€6,990license, one-time
+ €1,390 maintenance per year
- The engine that multiplies
- S&P 500 exposure from 0 to 2.5 times, depending on how calm the market is
- Automatic exit below the long-term trend
- Cash earns interest while it is out
Opening December 2026
Prices exclude tax.
From €10,000
Monthly plan
Both engines and the dial, for capital from €10,000 to €50,000.
from €79 per month
- The Guardian and the Growth Engine
- The dial from 0 to 100%
- No license or setup fee
- Cancel any month
Let's talk about your allocation.
Write to us on WhatsApp or by email: how much, for how long, and what worst year you can live through without selling. We reply in writing with your allocation sheet. No call, no commitment.
Written reply within 48 business hours. No calls: everything stays in writing.
Available starting December 2026