Risk disclosure

Risk of capital loss

Investing in financial markets involves a risk of loss, including the loss of a significant part of the capital invested.

Simulations

The 18-year and 33-year figures are simulations on historical prices. They were calculated with today's rules, applied to the past. No one has collected these gains.

Worst drawdowns

The worst drawdowns shown are those of the history studied: −17% for the Guardian, −41% for the Growth Engine on the S&P 500 since 1993. They are not floors. A future decline can be deeper.

Selection bias

The Guardian is simulated with its current list of instruments, including 8 large stocks chosen in 2026. That choice makes its past look better: on a list chosen without knowing what came next, our tests show 2 to 3 points less gain per year and a worst drawdown of around −25 to −30%.

Leverage

The Growth Engine uses a listed leveraged fund (index ×3) that amplifies moves in both directions.

Time horizon

The recommended minimum horizon is five years. Ten years is the right yardstick.

Technical

A bot depends on its broker, the internet and its servers. An outage can delay an order. We monitor every instance and alert you if anything looks wrong.

These texts will be finalized with our attorney before the offer opens in December 2026.